A single marketplace for all of your clients' financing needs.
Monetize your network and help small businesses get the financing they need.
By the numbers.
- Commissions paid out
- Same Day
- Average timeline (intro → close)
- 4 days
- Average approval rate
- 92%
Built on transparency, speed, and mutual success.
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Competitive Payouts
Earn generous commissions on every successful referral.
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Fast & Transparent Process
Streamlined application to closing with clear communication and your own affiliate link. Your clients get funded quickly, and you get paid the same day we do.
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Empower Your Clients
Give them access to free consulting calls with our team, 70+ banks and lenders, and diverse financing options to ensure their business is never constrained by capital.
Who We Partner With
Advise, serve, or sell to small and medium-sized businesses? Our partner program was made for you.
- CPAs
- Bookkeepers
- CFOs / Financial Advisors
- Business Bankers
- M&A Advisors
- Equipment Vendors & Dealers
- Mortgage Originators
- Commercial Real Estate Professionals
- Payment Processors
- Attorneys
- Insurance Brokers
- SMB Influencers / Content Creators
Success stories from our partners.
Our partners come from diverse backgrounds, but they all share one thing in common: significant commissions by helping businesses access the capital they need.
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"Thanks to Kosmos, I helped a client secure an approval for a $230K equipment loan within days. The process was incredibly smooth, and my client was thrilled with the fast turnaround."
Kim Brown
CPA, Affiliate Partner
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"The line of credit my client received was a game changer. It allowed him to expand his business and save for the down payment he needed to purchase his first commercial property. On top of that, I get commission with each draw. Kosmos Financial helped my client when others couldn't."
Logan Murphy
Mortgage Loan Originator, Affiliate Partner
Rates from WSJ Prime + 1%, terms up to 25 years.
We offer financing solutions designed to meet every business owner's needs and qualifications. Here are our most popular:
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Term Loans
Large lump sums for long-term expansion.
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Lines of Credit
Flexible revolving credit to control borrowing and repayment timing.
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SBA Programs
Government-backed loans with the best market rates and terms.
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Equipment Financing
Fast approvals and zero-down options to acquire essential business equipment.
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Working Capital
Quick access to cash via future receivables; highly customizable terms.
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Business Credit Cards
High approval limits with 0% interest introductory offers.
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Commercial Mortgages
Purchase or refinance commercial properties.
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Hard Money / Bridge Loans
Short-term financing for real estate investors.
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Accounts Receivable Financing
Use outstanding invoices as collateral to accelerate cash flow.
Ready to join?
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Apply Now
Complete our short partner application below to begin today.
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Onboarding
You'll receive a welcome call, branded marketing materials, and 24/7 access to our team to ensure you understand our loan products and referral process inside and out.
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Refer & Earn
Refer clients with your unique affiliate link and watch your commissions grow. We can handle the entire process A–Z, or you can be involved every step of the way. Whatever you prefer.
Become a Partner
We'll get back to you within 1 business day.