Our Story
Yianni Sakkoulas, founder of Kosmos Financial, grew up with both of his parents running small businesses. He watched firsthand as they navigated a financing world that felt designed to confuse them. Predatory terms buried in fine print, brokers who cared more about commissions than outcomes, banks that took forever to respond and gave credit decisions with zero explanation.
After years working inside the consumer and commercial financing space, Yianni built Kosmos Financial to be the resource he wished his parents had. A place where business owners can get straight answers, real options, and have someone in their corner from application to close.
Four ideas that show up in every interaction.
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Transparency
We show you rates, terms, and costs on every offer upfront. No surprises at closing.
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Efficiency
Our streamlined process means less paperwork, faster decisions, and funding in hours, not weeks.
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Integrity
We recommend what's best for your business, always.
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Excellence
From your first inquiry to funding day, every touchpoint is handled with the same care.